Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the website located at www.regulatoryintelligence.com (the “Website”), which is operated by Regulatory Intelligence Compliance Solution Inc. and/or its subsidiaries and affiliates (“RICS”, “we”, “us”, or “our”). By accessing or using this Website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and by all applicable laws and regulations. If you do not agree to these Terms, you must refrain from using this Website.

1. Use of Website and Content

The materials available through this Website, including all information, text, graphics, images, videos, audio, code, software, and other content (collectively, “Content”) are for general informational purposes only and do not constitute legal, tax, accounting, or other professional advice or services. You are advised to seek guidance from a qualified professional who is familiar with your specific situation before making any decisions or taking any action based on the Content

Access to this Website and the Content is provided solely for your personal, non- commercial use. Subject to your compliance with these Terms, RICS grants you a limited, revocable, non-transferable, non-sublicensable, non-exclusive license to access and use the Website and its Content. You may not

• Copy, reproduce, republish, modify, transmit, distribute, sell, lease, or otherwise exploit the Website or its Content in any form;
• Use the Website or Content to create derivative works;
• Interfere with or attempt to circumvent the security, functionality, or integrity of the Website;
• Use automated tools such as bots, crawlers, or scrapers without our prior written permission;
• Post, transmit, or upload any content that is unlawful, infringing, defamatory, obscene, or harmful;
• Misrepresent your identity or provide false information;
• Violate any local, state, or federal law, including laws of the State of New Jersey.

All intellectual property rights in the Website and its Content are owned by RICS and/or its licensors. No rights are granted to you except as expressly stated in these Terms. Unauthorized use may violate intellectual property laws and result in legal action.

2. User Conduct and Prohibited Activities

You agree that you will not:

• Remove, alter, or obscure any copyright, trademark, or other proprietary notices;
• Use the Website to distribute spam, malware, or unsolicited messages;
• Disassemble, decompile, or reverse-engineer any software or system available through the Website;
• Gain unauthorized access to any accounts, networks, or data of RICS or third parties;
• Attempt to disrupt the Website's operation or compromise its security features;
• Submit any data or content that you do not have legal authority to provide.

3. Third-Party Links and Resources

The Website may contain links to third-party websites or resources for your convenience. These sites are not maintained by RICS, and we do not endorse or assume responsibility for their content, accuracy, legality, or practices. Your interactions with such third parties are solely between you and the third party, and RICS is not liable for any disputes, losses, or obligations that arise from such interactions.

4. Disclaimer of Warranties

THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” RICS MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON- INFRINGEMENT, OR ACCURACY. WE DO NOT GUARANTEE THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.
While RICS may update the Website periodically, we make no commitment to update or maintain any specific Content.

5. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, RICS AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITY), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IF LIABILITY IS IMPOSED BY A COURT NOTWITHSTANDING THIS LIMITATION, OUR TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF: (A) FIFTY U.S. DOLLARS ($50.00); OR (B) THE AMOUNT YOU PAID TO RICS, IF ANY, IN THE THREE (3) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM.

6. Indemnification

You agree to indemnify, defend, and hold harmless RICS, its subsidiaries and/or affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of your use of the Website, your breach of these Terms, or your violation of any rights of a third party.

7. Privacy Policy

Your use of the Website is also governed by RICS Global Privacy Policy, which is incorporated herein by reference. By using the Website, you agree to the terms of the Privacy Policy, including any rights or obligations described therein regarding the handling of your personal data.

8. Termination

RICS reserves the right, in its sole discretion, to suspend or terminate your access to the Website, in whole or in part, at any time without notice. Upon termination, all rights granted to you under these Terms will cease immediately. Termination does not affect any accrued obligations or rights of either party, nor shall it impact provisions intended to survive termination, including disclaimers, limitations of liability, indemnification, and governing law.

9. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of New Jersey, without regard to conflict of law principles. You agree to the exclusive jurisdiction and venue of the state and federal courts located in Newark, New Jersey, for any legal action arising out of or relating to these Terms, the Website, or its Content.

10. Submissions and Feedback

Any content or materials you submit through this Website shall be considered non-confidential and non-proprietary unless expressly stated otherwise. By submitting such content, you represent that you have the legal right to do so and grant RICS a worldwide, royalty-free, irrevocable, transferable, and sublicensable license to use, reproduce, modify, adapt, publish, and create derivative works based on such content without compensation or notice to you.

11. Severability and Waiver

If any part of these Terms is determined to be unenforceable, that portion shall be interpreted to reflect the intent of the parties, and the remaining provisions shall continue in full force and effect. RICS’s failure to enforce any right or provision shall not constitute a waiver of future enforcement.

12. Entire Agreement

These Terms of Use, together with the Privacy Policy and any other legal notices published by RICS, constitute the entire agreement between you and RICS concerning your use of the Website and supersede any prior agreements or understandings, whether written or oral.

If you have any questions or concerns regarding these Terms, please contact us at